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Harsh Sinha
December 24, 2025

Different Heart Rate Zones Explained and How Long to Spend in Each

Learn the different heart rate zones, what each one does, and how long to train in each for fat loss, fitness, and long term health.

Author
5 min read
Different Heart Rate Zones Explained and How Long to Spend in Each

Heart rate zones are one of the most useful tools for structuring cardio training, yet many people either ignore them or spend all their time in the wrong zone. Understanding what each zone does allows you to train with intention, recover better, and improve both performance and health outcomes.

At Kalos, we help clients combine heart rate zone training with DEXA Scan data to ensure their cardio supports fat loss, muscle retention, and long term metabolic health. Here is a simple breakdown of each heart rate zone and how much time you should spend in each one.

What Are Heart Rate Zones?

Heart rate zones are ranges based on a percentage of your maximum heart rate. Each zone creates a different physiological adaptation, from recovery and fat burning to endurance and peak performance.

A simple estimate for max heart rate is:

220 minus your age

Heart rate zones are typically divided into five levels.

Zone 1: Very Light Intensity

50 to 60 percent of max heart rate

This is your easiest effort and feels extremely comfortable.

What it does:

  • Promotes recovery
  • Improves circulation
  • Reduces stiffness
  • Supports active recovery days

Examples:

  • Easy walking
  • Gentle cycling
  • Light mobility sessions

How long to spend here:

  • As needed on rest days
  • 10 to 30 minutes for recovery sessions

Zone 1 does not drive fitness improvements directly, but it helps you recover so harder sessions are more effective.

Zone 2: Low Intensity Steady State

60 to 70 percent of max heart rate

This is the most important zone for long term health and fat loss.

What it does:

  • Improves aerobic capacity
  • Increases fat oxidation
  • Enhances mitochondrial function
  • Improves metabolic health
  • Supports endurance

Examples:

  • Brisk walking
  • Easy jogging
  • Steady cycling
  • Incline treadmill walking

How long to spend here:

  • 30 to 60 minutes per session
  • 2 to 5 sessions per week

Zone 2 training is strongly associated with reduced visceral fat and improved metabolic health, which is clearly visible on DEXA Scan tracking over time.

Zone 3: Moderate Intensity

70 to 80 percent of max heart rate

This zone feels challenging but sustainable for shorter periods.

What it does:

  • Improves cardiovascular fitness
  • Burns more calories per minute
  • Trains lactate clearance

Examples:

  • Steady running
  • Tempo cycling
  • Rowing at a strong pace

How long to spend here:

  • 10 to 30 minutes per session
  • 1 to 2 times per week

Spending too much time in Zone 3 can increase fatigue without providing the same fat loss or recovery benefits as Zone 2.

Zone 4: High Intensity

80 to 90 percent of max heart rate

This is hard, uncomfortable work that significantly stresses the system.

What it does:

  • Improves VO2 max
  • Boosts cardiovascular performance
  • Increases anaerobic capacity

Examples:

  • Hard intervals
  • Hill sprints
  • Fast track running

How long to spend here:

  • Short intervals of 30 seconds to 4 minutes
  • 1 to 2 sessions per week

Too much Zone 4 work can negatively impact recovery and muscle retention, especially if nutrition and sleep are not dialed in.

Zone 5: Maximum Effort

90 to 100 percent of max heart rate

This is maximal effort and cannot be sustained for long.

What it does:

  • Improves peak power
  • Enhances sprint capacity
  • Trains nervous system output

Examples:

  • Short sprints
  • Max effort intervals

How long to spend here:

  • Very short bursts of 10 to 30 seconds
  • Used sparingly

Zone 5 is optional for general fitness and not necessary for fat loss or health focused training.

How to Balance Heart Rate Zones for Best Results

For most people focused on health, fat loss, and longevity, an ideal weekly balance looks like:

  • 60 to 70 percent Zone 2
  • 10 to 20 percent Zone 3
  • 10 percent or less Zone 4 and 5

This structure improves cardiovascular health without excessive fatigue or muscle loss.

How Heart Rate Zone Training Supports Body Composition

When combined with strength training and proper nutrition, heart rate zone training helps:

  • Reduce visceral fat
  • Improve insulin sensitivity
  • Preserve lean muscle
  • Improve recovery
  • Increase daily energy

DEXA scans often show better fat loss outcomes and muscle preservation in clients who prioritize Zone 2 cardio over excessive high intensity work.

Common Mistakes with Heart Rate Zones

  • Spending every session in Zone 3
  • Avoiding Zone 2 because it feels too easy
  • Doing too much high intensity work
  • Ignoring recovery zones
  • Training without tracking heart rate

More intensity does not always mean better results.

Real World Example

A Kalos client struggled with fat loss despite frequent intense cardio. Their DEXA scan showed lean mass loss and minimal visceral fat reduction. After switching to three Zone 2 sessions per week and one short high intensity session, their follow up scan showed:

  • Reduced visceral fat
  • Lean mass preserved
  • Improved energy and recovery

Training smarter made the difference.

The Bottom Line

Heart rate zones give structure and purpose to cardio training. Zone 2 should form the foundation for most people, while higher zones are used strategically to improve performance. When paired with DEXA Scan tracking at Kalos, heart rate zone training becomes a powerful tool for improving health, fat loss, and longevity without burnout.

Book Your DEXA Scan with Kalos Today in Downtown San Francisco, San Jose or Palo Alto!

If you are ready to take control of your health with the most accurate body composition analysis available, it is time to book your DEXA scan at Kalos. Whether you are looking to get lean, build muscle, improve performance, or optimize longevity, our advanced technology and expert guidance will help you get there.

Schedule your scan today at Kalos, your journey to data-driven fitness starts now.

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